* Description : – The position will be in charge the daily supervision of credit officers and report to the Operation Manager and the Branch Manager – Develop annually and monthly disbursement plan – Control bad debt exposure and expenses – Initiating legal or other recovery actions, against non-payers – Teach credit officers how to inspect and analyze record and attitude of credit applicants in order to ensure that such borrowers are truly adequately qualified for loan; as stated in the credit policy; and that they can perform all requirements for loan security – Take charge of studying the business incomes carefully in order to determine 100% of the repayment ability according to the current incomes of the credit applicants, which shall be the basis for determining the loan size and term – Formulates the work plan for the CO team and co-ordinates implementation of the plan – Other duties assigned by manager. ………………………………………………………………………………………………………………………………………………………………………………………………………………….. *Requirement : – Bachelor Degree in the field of management; business administration, finance and banking, Accounting; auditing and Economics,
– Minimum three years experiences in microfinance or banking operations – Age 25 to 35 years old – Honesty; initiative; flexibility; commitment and good inter-personal skills – Good working knowledge of computer (Ms. Office & Internet) – Ability to effectively communicate in English – Good understanding of Cambodian Banking Microfinance rules and regulations